Homeownership: Family Benefit

Homeownership: Family Benefit

Colby Banner
Published on: 02/01/2026

As interest rates climbed, I questioned whether helping clients buy homes was truly in their best interest. The data surprised me, and it completely changed how I view homeownership’s impact on families.

Basics of Real Estate
Utah Home Prices Going to Crash?

Utah Home Prices Going to Crash?

Colby Banner
Published on: 09/12/2025

As I plan to purchase another rental in 2026, I took a hard look at whether Utah is still the right market to buy in. After researching housing supply, population growth, culture, tourism, and the state’s powerful economy, one thing became clear: the fundamentals driving Utah’s housing demand are still firmly in place. This article breaks down the four key forces shaping Utah’s real estate future, and why I believe prices are likely to keep rising.

Investors
The 50-Year Mortgage: More Buying Power or Just More Demand?

The 50-Year Mortgage: More Buying Power or Just More Demand?

The 50-Year Mortgage: More Buying Power or Just More Demand?Banner Real Estate Agents
Published on: 10/11/2025

A 50-year mortgage can make monthly payments more affordable, but it doesn’t fix America’s housing problem — it boosts demand without increasing supply, ultimately driving prices higher instead of solving the shortage.

Basics of Real Estate
Working with a builder? You need an agent!

Working with a builder? You need an agent!

Working with a builder? You need an agent!Banner Real Estate Agents
Published on: 23/10/2025

People say you don't need an agent when you buy a home from a builder. We disagree. There are plenty of reasons to have an agent working for you when you buy new construction!

Working with Builders